Real Estate Loan - Ten Commandments

Monday afternoon I'm going out house hunting with my realtor. I usually am not a big fan of shopping, but I'm pretty excited about this. So this means saving, saving, saving. And, of course, following:

The Ten Commandments When Applying for a Real Estate Loan
(courtesy of Keller Williams Realty)

• 1. Thou shalt not change jobs, become self-employed or quit your job.
  
  
• 2. Thou shalt not buy a car, truck or van (or you may be living in it)!
  
  
• 3. Thou shalt not use charge cards excessively or let your accounts fall behind.
  
  
• 4. Thou shalt not spend money you have set aside for closing.
  
  
• 5. Thou shalt not omit debts or liabilities from your loan application.
  
  
• 6. Thou shalt not buy furniture.
  
  
• 7. Thou shalt not originate any inquiries into your credit.
  
  
• 8. Thou shalt not make large deposits without first checking with your loan officer.
  
  
• 9. Thou shalt not change bank accounts.
  
  
• 10. Thou shalt not co-sign a loan for anyone.

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